Privacy

GDPR vs CCPA: Complete Comparison Guide for 2026

By Elena Rodriguez, CIPP/E
January 19, 2026
13 min read
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GDPR vs CCPA Comparison

TL;DR: Quick Takeaways

  • GDPR applies to EU residents' data globally; CCPA applies to California residents and businesses meeting revenue/data thresholds
  • GDPR requires opt-in consent for most processing; CCPA allows opt-out for data sales (default is processing permitted)
  • GDPR fines up to €20M or 4% global revenue; CCPA $7,500 per intentional violation with private right of action for breaches
  • If you're GDPR compliant, you're mostly CCPA compliant—but not vice versa

The General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA, as amended by CPRA) are the two most influential privacy regulations affecting global businesses. While they share common goals—protecting consumer privacy—they differ significantly in scope, approach, and requirements.

This guide provides a detailed comparison to help you understand where these regulations overlap, where they diverge, and how to build a privacy program that satisfies both. Whether you're subject to one or both, understanding these differences is essential for effective compliance.

Quick Comparison Overview

AspectGDPRCCPA/CPRA
Effective DateMay 25, 2018Jan 1, 2020 (CCPA); Jan 1, 2023 (CPRA)
Geographic ScopeEU/EEA residents (global reach)California residents only
Who Must ComplyAny org processing EU dataBusinesses meeting revenue/data thresholds
Consent ModelOpt-in (affirmative consent)Opt-out (for sales/sharing)
Maximum Penalties€20M or 4% global revenue$7,500/intentional violation
Private Right of ActionLimitedYes (data breaches)
EnforcementData Protection AuthoritiesCalifornia Privacy Protection Agency (CPPA)
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GDPR at a Glance

The world's most comprehensive privacy regulation, setting the global standard for data protection. Protects EU residents regardless of where their data is processed.

Philosophy: Privacy as a fundamental human right requiring proactive protection.

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CCPA/CPRA at a Glance

California's landmark privacy law, the strictest in the US. Focuses on transparency and consumer control over personal information.

Philosophy: Consumer right to know and control commercial use of their data.

Achieve GDPR and CCPA Compliance Together

LowerPlane helps you build a unified privacy program that satisfies both GDPR and CCPA requirements with shared controls and streamlined processes.

Scope and Applicability

One of the biggest differences between GDPR and CCPA is who must comply and what data is covered.

GDPR Applicability

Who Must Comply:

  • • Organizations established in the EU/EEA
  • • Non-EU orgs offering goods/services to EU residents
  • • Non-EU orgs monitoring behavior of EU residents
  • • No revenue or size thresholds—applies to all

What Data is Covered:

  • • Any information relating to identified/identifiable person
  • • Online identifiers (IP addresses, cookies)
  • • Pseudonymized data (still personal data)
  • • Special categories: health, biometric, genetic, political

CCPA/CPRA Applicability

Who Must Comply (meet any threshold):

  • • Annual gross revenue > $25 million
  • • Buy/sell/share data of 100,000+ consumers/households
  • • 50%+ revenue from selling/sharing personal info
  • • Only for-profit businesses doing business in CA

What Data is Covered:

  • • Information identifying/relating to CA consumer/household
  • • Online identifiers, browsing history, geolocation
  • • Inferences drawn from other personal info
  • • "Sensitive Personal Information" category (CPRA)

Key Scope Difference:

GDPR applies to ALL organizations processing EU data—a 5-person startup is subject to the same rules as a global enterprise. CCPA only applies to larger businesses meeting specific thresholds. However, many state privacy laws (Virginia, Colorado, etc.) are expanding coverage.

Consumer Rights Comparison

Both regulations grant consumers specific rights over their personal data, though the scope and implementation differ.

RightGDPRCCPA/CPRA
Right to Know/Access✅ Yes (30 days)✅ Yes (45 days)
Right to Delete✅ Yes (right to erasure)✅ Yes (with exceptions)
Right to Correct✅ Yes (rectification)✅ Yes (CPRA added)
Right to Portability✅ Yes (machine-readable format)✅ Yes (limited scope)
Right to Opt-Out of Sale⚠️ Via consent withdrawal✅ Yes (core right)
Right to Limit Sensitive Data Use✅ Special categories require explicit consent✅ Yes (CPRA: limit use)
Right to Object to Processing✅ Yes (including profiling)✅ Opt-out of automated decision-making (CPRA)
Non-Discrimination✅ Implicit in fair processing✅ Explicit right (can't penalize for exercising rights)

GDPR-Unique Rights

  • Right to Restriction: Pause processing while disputes are resolved
  • Right to Object: Broad objection right to legitimate interest processing
  • Automated Decision Rights: Right to human review of significant automated decisions

CCPA-Unique Rights

  • Opt-Out of Sale/Sharing: Specific right with mandatory link requirement
  • Financial Incentive Disclosure: Must explain value exchange for data
  • Household Rights: Rights extend to household-level data

Consent and Legal Basis

The biggest philosophical difference: GDPR is an opt-in regime; CCPA is primarily opt-out.

GDPR: Opt-In by Default

GDPR requires a lawful basis BEFORE processing personal data. Consent is just one of six options:

Six Lawful Bases:

  • 1. Consent - Freely given, specific, informed
  • 2. Contract - Necessary to fulfill contract
  • 3. Legal Obligation - Required by law
  • 4. Vital Interests - Protect life
  • 5. Public Task - Public interest/authority
  • 6. Legitimate Interest - Balanced against individual rights

Consent Requirements:

  • • Affirmative action (no pre-checked boxes)
  • • Specific to each purpose
  • • Easily withdrawn
  • • Not bundled with terms of service
  • • Documented and auditable

CCPA: Opt-Out Model

CCPA allows processing by default but gives consumers the right to opt-out of certain uses:

Opt-Out Rights:

  • Do Not Sell My Personal Information
  • Do Not Share My Personal Information (CPRA)
  • Limit Use of Sensitive Personal Information (CPRA)
  • • Must provide clear, conspicuous opt-out link
  • • Must honor Global Privacy Control (GPC) signal

Exceptions Requiring Consent:

  • • Minors under 16 (opt-in required)
  • • Children under 13 (parental consent)
  • • After opt-out, need consent to opt back in
  • • Financial incentive programs

Practical Implication:

If you're GDPR compliant with proper consent mechanisms, you exceed CCPA requirements. But being CCPA compliant doesn't make you GDPR compliant—you'd need to add opt-in consent for EU users and establish lawful bases for processing.

Penalties and Enforcement

Both regulations have significant penalties, but GDPR's are generally larger while CCPA allows private lawsuits for breaches.

GDPR Penalties

Tier 1 Violations:

Up to €10 million or 2% of global annual revenue

Technical measures, DPO requirements, breach notification

Tier 2 Violations:

Up to €20 million or 4% of global annual revenue

Data subject rights, lawful basis, international transfers

Notable Fines:

  • • Meta: €1.2 billion (international transfers)
  • • Amazon: €746 million (advertising consent)
  • • Google: €150 million (cookie consent)

CCPA/CPRA Penalties

Unintentional Violations:

$2,500 per violation (after 30-day cure period)

Intentional Violations:

$7,500 per violation

Children's Data Violations:

$7,500 per violation (no cure period under CPRA)

Private Right of Action (Breaches):

  • • $100-$750 per consumer per incident
  • • Or actual damages (whichever greater)
  • • Applies to data breaches from security failures

Class Action Risk (CCPA):

The private right of action for data breaches creates significant class action exposure. A breach affecting 1 million California residents could result in $100-750 million in statutory damages, plus attorney fees. This risk has driven many organizations to prioritize CCPA compliance even if not GDPR-subject.

Notice and Transparency Requirements

Both regulations require transparent privacy notices, but with different specific requirements.

Privacy Notice Requirements

RequirementGDPRCCPA
Categories of data collected
Purposes of processing
Third-party sharing/selling
Consumer rights explained
Retention periods✅ (CPRA)
Lawful basis for processing
DPO contact information
"Do Not Sell" link
Financial incentive disclosure
Collection notice at point of collection

Best Practice: Unified Privacy Notice

Create a single comprehensive privacy notice that satisfies both GDPR and CCPA requirements. Include jurisdiction-specific sections for EU and California users. This approach ensures consistency and simplifies maintenance while meeting all requirements.

Unified Privacy Compliance Platform

LowerPlane provides integrated GDPR and CCPA compliance with unified consent management, DSR workflows, and multi-jurisdiction privacy notices.

  • Multi-jurisdiction consent management
  • Automated DSR fulfillment for both regulations
  • Unified data mapping across EU and US
  • Privacy notice templates meeting both requirements
See Privacy Platform Demo

Achieving Dual Compliance: Practical Strategy

If your business operates globally or serves both EU and California consumers, here's how to efficiently achieve compliance with both regulations.

Step 1: Start with GDPR as Your Baseline

GDPR is more comprehensive. If you're GDPR compliant, you're approximately 80% of the way to CCPA compliance.

  • • Implement opt-in consent mechanisms
  • • Establish data subject rights processes
  • • Create comprehensive privacy notices
  • • Conduct data mapping and impact assessments
  • • Implement technical security measures

Step 2: Add CCPA-Specific Requirements

Layer on CCPA-specific elements that go beyond GDPR:

  • • Add "Do Not Sell or Share My Personal Information" link
  • • Implement Global Privacy Control (GPC) recognition
  • • Update privacy notice with CCPA-specific disclosures
  • • Add "Limit Use of Sensitive Personal Information" option
  • • Disclose financial incentive programs
  • • Extend response timelines (45 days vs. 30 days)

Step 3: Implement Jurisdiction Detection

Serve appropriate notices and collect appropriate consent based on user location:

  • • Detect user location (IP-based or explicit selection)
  • • Show GDPR cookie banner for EU users (opt-in)
  • • Show CCPA notice for California users (opt-out available)
  • • Route DSRs to appropriate workflow based on regulation
  • • Apply appropriate response timelines

Step 4: Unify Where Possible

Don't maintain entirely separate programs—unify where requirements overlap:

  • • Single data inventory covering both regulations
  • • Unified DSR intake with regulatory routing
  • • Common security controls (encryption, access control)
  • • Single vendor assessment process
  • • Shared training program with jurisdiction-specific modules

Ready to Tackle GDPR and CCPA Together?

LowerPlane helps you build a unified privacy program that efficiently satisfies both EU and California requirements.

Key Takeaways

  1. 1

    GDPR applies to all organizations processing EU data regardless of size; CCPA applies only to larger businesses meeting specific revenue/data thresholds.

  2. 2

    GDPR is opt-in by default (consent before processing); CCPA is opt-out (processing allowed, consumers can opt out of sales/sharing).

  3. 3

    Both grant similar rights (access, deletion, portability) but with different timelines and CCPA's unique "Do Not Sell" requirement.

  4. 4

    GDPR has higher maximum fines (4% global revenue); CCPA enables private lawsuits for breaches creating class action risk.

  5. 5

    Start with GDPR compliance as your baseline, then layer on CCPA-specific requirements—this is the most efficient path to dual compliance.

Frequently Asked Questions

If I'm GDPR compliant, am I automatically CCPA compliant?
Mostly, but not entirely. GDPR compliance gets you approximately 80% of the way to CCPA compliance. However, you still need CCPA-specific elements: "Do Not Sell" link and opt-out mechanism, Global Privacy Control (GPC) recognition, specific CCPA disclosure language in privacy notices, and financial incentive disclosures if applicable. The good news is these additions are relatively straightforward if you have GDPR foundations in place.
What about other US state privacy laws?
Multiple US states now have comprehensive privacy laws: Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Utah (UCPA), and more coming. These laws generally follow similar patterns to CCPA but with variations. If you're compliant with both GDPR and CCPA, you're well-positioned for other state laws with minor adjustments. The trend is toward more states adopting privacy legislation, making a comprehensive privacy program increasingly valuable.
How do I handle users who travel between jurisdictions?
Apply the regulation based on the individual's residence, not their current location. An EU resident traveling in California is still protected by GDPR. A California resident traveling in Europe is still covered by CCPA. For practical implementation, allow users to indicate their residence and apply appropriate protections. When uncertain, apply the more protective standard (typically GDPR).
What is Global Privacy Control (GPC) and do I need to honor it?
GPC is a browser setting that signals a user's privacy preferences. Under CCPA/CPRA, businesses must honor GPC signals as a valid opt-out request for California residents. When you detect a GPC signal from a California user, treat it as if they clicked "Do Not Sell or Share My Personal Information." GDPR doesn't specifically require GPC, but honoring it aligns with GDPR's respect-for-user-preference principles.
Can I use the same consent management platform for both?
Yes, and this is the recommended approach. Modern consent management platforms support both GDPR (opt-in banners) and CCPA (opt-out links and GPC). Configure the platform to detect user location and serve the appropriate experience. This unified approach ensures consistent data handling while meeting jurisdiction-specific requirements with a single tool.

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