Solutions for Fintech

Financial compliance without the complexity

Unlock bank partnerships and enterprise customers with SOC 2, PCI-DSS, and ISO 27001 certification. Purpose-built for payment processors, neobanks, and investment platforms with 35-day average timeline.

35
Days Avg
100%
PCI-DSS
$5K
Starting Price
90%
Need SOC 2

Fintech Compliance Challenges

Financial services face unique compliance pressures. Here's how we solve your biggest challenges.

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Regulatory Pressure

SOX, PCI-DSS, SOC 2

Financial regulators require multiple compliance frameworks simultaneously. Banks demand SOC 2 Type 2, payment processors need PCI-DSS, and SOX compliance is mandatory for public companies.

⚠️ Multiple audits = 3x compliance costs
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Data Security for Financial Data

78% of breaches target fintech

Financial data is the #1 target for cybercriminals. You need enterprise-grade security controls for transaction data, PII, and banking credentials to protect customer trust.

⚠️ Average breach cost: $5.85M in finance
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Limited Compliance Resources

$150K+ annual cost

Traditional compliance vendors charge $50K-$150K per year. Plus $30K for auditors and $100K+ for dedicated compliance staff. Early-stage fintech companies can't afford this.

⚠️ Compliance = 15-20% of operating budget

The LowerPlane Advantage for Fintech

Get compliant faster and more affordably without sacrificing developer productivity.

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Fast 35-Day Compliance

Achieve SOC 2, PCI-DSS, or ISO 27001 in just 35 days (average). We understand fintech urgency for bank partnerships and enterprise customers.

  • βœ“Pre-built fintech templates
  • βœ“Banking-grade controls
  • βœ“Accelerated audit timeline
  • βœ“Dedicated fintech expert
4-6 weeks to certification
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Affordable $4,995 Pricing

Starting at $4,995/year for single framework. Multi-framework discounts available. All-inclusive pricing with no hidden fees or surprise costs.

  • βœ“Fixed annual pricing
  • βœ“Auditor network included
  • βœ“Unlimited evidence storage
  • βœ“Multi-framework discounts
75% cheaper than traditional vendors
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Minimal Dev Time Required

Less than 12 hours of developer time needed. Automated evidence collection from Stripe, Plaid, AWS, and other fintech tools minimizes engineering burden.

  • βœ“One-click Stripe integration
  • βœ“Automated Plaid sync
  • βœ“AWS financial controls
  • βœ“No manual audit prep
92% reduction in manual work

Frameworks Built for Financial Services

Support for all fintech compliance frameworks with 80-90% control overlap.

Most Critical

SOC 2 Type 2

90% of fintech companies need

Required by banks, payment partners, and enterprise customers. Demonstrates you have security controls for financial data privacy, availability, and confidentiality.

Controls
64 controls
Timeline
35-45 days
Common use cases:
  • β€’Bank partnership requirements
  • β€’Payment processor onboarding
  • β€’Enterprise customer trust
  • β€’Investor due diligence
Learn More
Required

PCI-DSS v4.0

100% for payment processing

Mandatory for all companies that process, store, or transmit credit card data. Required for Stripe, Square, and payment gateway integrations.

Controls
12 requirements
Timeline
40-50 days
Common use cases:
  • β€’Credit card processing
  • β€’Payment gateway integration
  • β€’E-commerce compliance
  • β€’Merchant services
Learn More
Global Standard

ISO 27001

Global financial expansion

International standard for information security. Required for global expansion, European banking partnerships, and institutional investors.

Controls
93 controls
Timeline
50-60 days
Common use cases:
  • β€’European market access
  • β€’Global banking partners
  • β€’Institutional investors
  • β€’International compliance
Learn More

Fintech Success Stories

Real results from payment processors, neobanks, and investment platforms using LowerPlane.

PayFlow (Series A Payment Processor)

Payment Gateway
Challenge:
Needed SOC 2 + PCI-DSS for bank partnerships within 60 days
Results:
  • βœ“Dual certification in 42 days
  • βœ“Unlocked 3 bank partnerships
  • βœ“Engineering: 10 hours total
  • βœ“Reused 85% of controls

"LowerPlane understood fintech urgency. The Stripe integration auto-collected our PCI-DSS evidence while we focused on SOC 2 controls."

β€” Michael Torres, Head of Security
Time
42 days
Cost
$9,990
Impact
3 banks

NeoBank Pro (Seed Neobank)

Digital Banking
Challenge:
Bootstrap budget, needed SOC 2 for regulatory approval
Results:
  • βœ“SOC 2 Type 2 in 33 days
  • βœ“Banking license approved
  • βœ“Zero compliance headcount
  • βœ“Automated 48% of evidence

"As a seed-stage neobank, we couldn't afford $100K+ for compliance. LowerPlane got us bank-ready at startup pricing."

β€” Lisa Kim, Co-founder & COO
Time
33 days
Cost
$4,995
Impact
License approved

InvestTech (Series B Investment Platform)

Wealth Management
Challenge:
Required SOC 2 + ISO 27001 for institutional clients and global expansion
Results:
  • βœ“Multi-framework cert in 55 days
  • βœ“Signed 2 institutional clients
  • βœ“Entered European market
  • βœ“Passed audit with zero findings

"The multi-framework approach saved us months. We reused 90% of controls between SOC 2 and ISO 27001 for our global expansion."

β€” David Chen, VP Compliance
Time
55 days
Cost
$12,990
Impact
$8M AUM added

6-Week Fintech Fast Track

Tailored timeline for financial services. From kickoff to audit-ready in 35-40 days.

Week 1-2
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Setup & Financial Controls

Engineering Time: 5 hours
Tasks:
  • β–ΈConnect Stripe/Plaid APIs
  • β–ΈIntegrate AWS financial services
  • β–ΈLink Okta for access controls
  • β–ΈConfigure encryption at rest/transit
  • β–ΈDefine cardholder data environment (CDE)
Deliverables:
  • βœ“All integrations live
  • βœ“Financial controls mapped
  • βœ“PCI-DSS scope defined
Week 3
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Payment & Data Security

Engineering Time: 4 hours
Tasks:
  • β–ΈDeploy PCI-DSS requirements
  • β–ΈReview auto-generated policies
  • β–ΈEnable transaction monitoring
  • β–ΈSet up data loss prevention
  • β–ΈConfigure security event logging
Deliverables:
  • βœ“PCI controls implemented
  • βœ“SOC 2 policies published
  • βœ“Encryption validated
Week 4-5
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Evidence & Testing

Engineering Time: 3 hours
Tasks:
  • β–ΈAuto-collect payment logs
  • β–ΈPull transaction audit trails
  • β–ΈExport access reviews
  • β–ΈRun vulnerability scans (ASV)
  • β–ΈDocument financial procedures
Deliverables:
  • βœ“1,500+ evidence artifacts
  • βœ“ASV scans completed
  • βœ“95%+ readiness score
Week 6
βœ…

Audit & Certification

Engineering Time: 2 hours
Tasks:
  • β–ΈQSA/auditor kickoff
  • β–ΈSubmit evidence package
  • β–ΈAnswer compliance questions
  • β–ΈRemediate minor findings
  • β–ΈReceive compliance reports
Deliverables:
  • βœ“SOC 2/PCI-DSS certified
  • βœ“Audit reports received
  • βœ“Bank partnerships unlocked
Total Engineering Time
14 hours
Over 6 weeks (vs 150+ hours manual)

Built for Your Fintech Stack

One-click integrations with Stripe, Plaid, and 300+ fintech tools. Auto-collect evidence from your payment and banking infrastructure.

Payment Processing

Automated PCI-DSS evidence from payment platforms

Popular
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Stripe
Popular
🏦
Plaid
Popular
⬛
Square
Popular
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PayPal
🌳
Braintree
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Adyen
βœ…
Checkout.com
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Authorize.net

Cloud Infrastructure

Financial-grade cloud security evidence

Popular
☁️
AWS
Popular
🌩️
Google Cloud
Popular
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Azure
Popular
β–²
Vercel
πŸš„
Railway
Popular
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Cloudflare
Popular
πŸƒ
MongoDB Atlas
Popular
⚑
Supabase

Identity & Access

User management and MFA enforcement

Popular
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Okta
Popular
πŸ›‘οΈ
Auth0
Popular
πŸ“§
Google Workspace
Popular
πŸ”‘
1Password
Popular
πŸ”
Duo Security
Popular
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Microsoft 365
☁️
JumpCloud
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LastPass

Development & Code Security

Secure SDLC and vulnerability management

Popular
πŸ™
GitHub
Popular
🦊
GitLab
Popular
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Snyk
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SonarQube
Popular
🐳
Docker
Popular
☸️
Kubernetes
Popular
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Terraform
Popular
β­•
CircleCI

Monitoring & Incident Response

Transaction monitoring and security alerts

Popular
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Datadog
Popular
🚨
PagerDuty
Popular
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Sentry
Popular
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New Relic
Popular
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Wiz
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Splunk
Popular
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Grafana
Popular
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CloudWatch
300+
Integrations available
View All Integrations

Fintech Compliance Resources

Free tools and guides built specifically for financial services

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Free Assessment

Fintech Compliance Readiness

Evaluate your SOC 2, PCI-DSS, and ISO 27001 readiness with our 25-question fintech assessment.

Start Assessment
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Free Guide

PCI-DSS v4.0 Checklist

Complete checklist of 12 PCI-DSS requirements with implementation examples for payment processors.

Download PDF
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Free Tool

Bank Partnership Readiness

Check if your compliance posture meets banking partner requirements for integration approval.

Check Readiness

Unlock Bank Partnerships Today

Join 100+ fintech companies who achieved SOC 2, PCI-DSS, and ISO 27001 compliance faster with LowerPlane. Get certified in 35 days and unlock banking partnerships.

35 days
Average to certified
100%
PCI-DSS coverage
75%
Cost savings
90%
Need SOC 2